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Learn more about how credit cards compare to debit cards, and why we typically recommend using credit cards. But the extras you get with credit cards tend to be a bit better.
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Mastercard debit cards may include many of the same protections and benefits you’d get from a Mastercard credit card. You can also find several other kinds of Mastercard, like debit cards, prepaid debit cards, prepaid travel cards, and gift cards. Mastercard updates its card types every now and then, but when it comes to consumer credit cards you’ll usually see three:Īnd for business cards, the following two types are most commonly in circulation:
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To get a higher tier you typically have to pay an annual fee, and/or be approved for a credit limit of a certain amount.
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The higher tiers may come with more valuable protections like Purchase Assurance, along with perks like travel discounts, Lyft credits, and ShopRunner membership. The lower tiers have the most basic benefits, which include $0 liability protection and perhaps a few others. Your card tier will help determine the credit card network benefits you get. Mastercard credit cards come in a variety of types, also called tiers or levels. It comes with two perks you don’t typically see on cards at this fee level: a Global Entry/TSA PreCheck credit and the ability to transfer miles to a selection of airline and hotel partners, potentially increasing their value. The Spark Miles had long been a flat-rate business travel card, with a solid 2X miles for everything, but Capital One souped it up with 5X miles for hotels and rental cars booked through Capital One Travel. The information related to Capital One Spark Miles for Business has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.